Welcome to Instant Bucks. By creating an account or using this site, you agree to these Terms of Service. If you do not agree, do not use the site. 1. Eligibility. You must be 18 years or older and located in the United States to use Instant Bucks. This site is for US users only. You may create only one account, and you must provide accurate, complete information. You are responsible for keeping your account secure. 2. How it works. Instant Bucks lets you earn points by completing eligible offers listed on our offer wall, such as surveys, app installs, signups, and trials. Points are not cash, have no cash value on their own, and can only be used as described on the site. A reward is only available after you have earned enough points, met the reward's eligibility requirements, and passed verification. 3. Offer completion and verification. Each offer has its own instructions and terms, which you must follow exactly. Points are awarded only after the advertiser or offer provider confirms a valid completion. Points may be delayed, reduced, or reversed if a completion is incomplete, cancelled, refunded, duplicated, or found to be invalid. Processing times vary by offer and reward, and are not instant for everyone. 4. Anti-fraud rules. The following are strictly prohibited and will lead to account suspension or permanent ban, and forfeiture of points: using a VPN, proxy, emulator, bot, or automated software; using false, borrowed, or misleading personal information; creating multiple accounts; completing offers for someone else; or any attempt to fake a completion. We use automated fraud filters and manual review, and we may ask for additional verification at any time. 5. Referrals. You may share your own referral link with real people who want to use the site. You may not refer yourself, use spam, misleading ads, or fake accounts, or offer payment to others just to complete offers for you in violation of an offer's terms. 6. Rewards. Available rewards, point costs, and redemption options are shown on the site and may change without notice. Rewards are subject to availability, eligibility, and verification. Instant Bucks is not affiliated with, endorsed by, or sponsored by PayPal, Venmo, Cash App, or any gift card brand or advertiser listed on the site. Those names are used only to identify redemption options where eligible. 7. Changes and termination. We may change offers, point values, rewards, or these Terms at any time, and we may suspend or close an account that violates these Terms. If your account is closed for fraud, your points may be forfeited. If your account is closed for another reason, we will explain the available options for any pending verified rewards where possible. 8. Liability. The site and offers are provided as-is. Instant Bucks is not responsible for third-party offers, advertiser decisions, or delays caused by verification. To the fullest extent allowed by law, our liability for any claim related to this site is limited to the value of points in your account at the time of the claim. 9. Contact and updates. If you have a question about these Terms, contact us through the site's contact form. We may update these Terms by posting the new version on this site, and continued use after an update means you accept the updated Terms.